Finera Launches New Regional Payment Solutions in Mexico, Thailand, and Australia

As digital commerce expands across borders, one thing remains consistent: people prefer to pay in ways they trust. That means offering the right local payment methods is no longer optional, it is essential.

At Finera, we help businesses simplify global payments without sacrificing speed, reliability, or local relevance. We are excited to announce the launch of three new regional payment solutions, now available through our orchestration platform:

• SPEI in Mexico
• Thai QR Bank Transfers in Thailand
• Instant Bank Transfers via the NPP in Australia

These additions enable real-time payments in three high-growth markets, helping businesses connect with millions of users through methods they already rely on.

SPEI – Mexico (LATAM)

In Mexico, SPEI is the national real-time payment system operated by Banco de México. It supports instant interbank transfers, 24/7.

In 2024, SPEI processed 5.34 billion transactions, with a total value of MX$219 trillion, equivalent to 6.5 times Mexico’s GDP.

For businesses entering Mexico, supporting SPEI means offering customers a payment method they recognise and trust, backed by local infrastructure.

Integrated into Finera’s orchestration platform, SPEI enables real-time, low-cost, secure bank transfers across Mexico, benefiting from conversion rates and checkout experience.

This is an opportunity to open your business to a fully banked LATAM market, without delay and friction.

Thai QR Bank Transfer – Thailand (APAC)

Thailand has embraced QR-based payments like few other markets. At the heart of this transformation is PromptPay, the country’s national real-time payment system backed by the Bank of Thailand. It allows users to pay instantly through QR codes linked to their bank accounts.

With 61.5% of its population using QR codes on a monthly basis, Thailand ranks third in terms of QR code usage in 2024, according to data from The Nation.

By enabling Thai QR Bank Transfers through Finera, we are giving businesses immediate access to a mobile-first population that expects fast, reliable, and app-free payments.

No switching between apps. No multiple redirects. Just scan, pay, confirm, all in real time.

If you are serving Thai consumers locally or abroad, supporting QR bank transfers is key to staying relevant in one of Southeast Asia’s most digitally active markets.

Instant Bank Transfer – Australia (Oceania)

Australia’s New Payments Platform (NPP) has transformed the country’s payment infrastructure. It enables real-time bank-to-bank transfers 24/7, often completed in under 60 seconds.

In 2023 alone, NPP handled 1.39 billion transactions, with daily values exceeding AUD 5 billion.

Users typically access NPP through systems like Osko, which let them send and receive funds using a phone number, email address, or business identifier instead of a traditional account number.

With Finera’s integration, businesses can now accept instant bank transfers across more than 110 financial institutions in Australia. It’s fast, secure, and backed by major banks including CommBank, ANZ, NAB, and Westpac.

This makes it easier than ever to offer trusted, frictionless payments in a region known for high customer expectations and strong financial regulation.

Local Payment Methods, Global Impact

Adding these regional solutions is more than a feature update. It’s a strategic move to help businesses improve conversions, reduce costs, and build trust in key markets.

When customers can pay how they prefer, with familiar systems backed by local institutions, they are more likely to complete a purchase. They are also less likely to abandon a checkout flow due to friction, distrust, or unfamiliar options.

With SPEI, PromptPay, and NPP in your payment mix, your business gains:

• Real-time transaction confirmation
• Local adoption in three high-growth markets
• Lower fees compared to international card schemes
• Increased customer confidence at checkout

These benefits are baked directly into Finera’s orchestration engine, meaning no additional complexity for your team, no juggling multiple providers, and no need for separate integrations.

Built for Growth, Designed for Simplicity

Each of these payment systems is now fully accessible via Finera’s unified API. You get the same core platform experience, real-time routing, centralised reporting, and detailed analytics while expanding your reach across LATAM, APAC, and Oceania.

Transactions can be dynamically routed based on acquirer performance, transaction cost, or local preference. If a PSP goes down, routing adjusts automatically. If conversion rates drop in one region, Finera flags it in real time, so you stay ahead of issues before they impact your revenue.

This is payment orchestration as it should be: responsive, intelligent, and built for global success.

Make Local Payments Work for You

These new additions mark an exciting milestone, but they are just one part of our broader mission: helping businesses simplify and scale their global payments through intelligent infrastructure.

If you are entering new markets or looking to strengthen your presence in regions like Mexico, Thailand, or Australia, Finera now offers the local tools you need to move faster, grow stronger, and convert more customers.

Ready to make payments work harder for your business?
Talk to our team today!